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	<title>Real Estate Investors Daily &#187; Financing</title>
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	<link>http://realestateinvestordaily.com</link>
	<description>News, Information and Resources for the Real Estate Investor</description>
	<lastBuildDate>Fri, 03 Feb 2012 02:49:42 +0000</lastBuildDate>
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		<title>Mortgage Interest Rates Fall Again to Yet Another New Record Low</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-again-to-yet-another-new-record-low/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-again-to-yet-another-new-record-low/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 20:43:32 +0000</pubDate>
		<dc:creator>Dennis Norman</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4147</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-again-to-yet-another-new-record-low/' addthis:title='Mortgage Interest Rates Fall Again to Yet Another New Record Low'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>Today Freddie Mac released the results of its Primary Mortgage Market Survey, showing average mortgage rates have dropped to new all-time record lows!  [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-to-match-all-time-low/' rel='bookmark' title='Permanent Link: Mortgage interest rates fall to match all time low!'>Mortgage interest rates fall to match all time low!</a> <small>This morning, Freddie Mac released the results of it's Primary...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/mortgage-rates-finish-2011-near-historic-lows/' rel='bookmark' title='Permanent Link: Mortgage Rates Finish 2011 Near Historic Lows'>Mortgage Rates Finish 2011 Near Historic Lows</a> <small>Freddie Mac released the results of its Primary Mortgage Market...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/30-year-fixed-rate-mortgage-matches-all-time-record-low-at-3-94-percent/' rel='bookmark' title='Permanent Link: 30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent'>30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent</a> <small>This morning Freddie Mac released its Primary Mortgage Market Survey...</small></li>
</ol>

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		</item>
		<item>
		<title>Mortgage Rate Update; Should you Rent or Buy a Home?</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-rate-update-should-you-rent-or-buy-a-home/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-rate-update-should-you-rent-or-buy-a-home/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 22:31:21 +0000</pubDate>
		<dc:creator>Robert Fishel</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[rent vs buy]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4134</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-rate-update-should-you-rent-or-buy-a-home/' addthis:title='Mortgage Rate Update; Should you Rent or Buy a Home?'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>Until recently, home ownership was no bargain compared to renting, according to Paul Diggle, a housing economist at Capital Economics. Recent data from the U.S. Census Bureau and published statistics from Thomson Datastream indicate that rising rents and falling mortgages are tipping the scales towards home ownership. The median monthly mortgage payment has fallen to about the same as a median monthly rent check. [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/financing/mortgage-rate-updatethe-benefits-of-arms/' rel='bookmark' title='Permanent Link: Mortgage Rate Update;&nbsp;The Benefits of ARM&#8217;s'>Mortgage Rate Update;&nbsp;The Benefits of ARM&#8217;s</a> <small>Even though over the past few years, ARM’s (adjustable rate...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/mortgage-rate-updatefha-good-alternative-for-many-home-buyers/' rel='bookmark' title='Permanent Link: Mortgage Rate Update;&nbsp;FHA good alternative for many home buyers'>Mortgage Rate Update;&nbsp;FHA good alternative for many home buyers</a> <small>In this tighter credit environment, FHA remains to be a...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/mortgage-rate-update-trends-that-will-affect-the-housing-market-in-2012/' rel='bookmark' title='Permanent Link: Mortgage Rate Update; Trends that will affect the housing market in 2012'>Mortgage Rate Update; Trends that will affect the housing market in 2012</a> <small>The National Association of Realtors' research staff recently released its...</small></li>
</ol>

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		</item>
		<item>
		<title>Mortgage Delinquences Increase in December but are Down over 25 percent from a year ago</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-delinquences-increase-in-december-but-are-down-over-25-percent-from-a-year-ago/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-delinquences-increase-in-december-but-are-down-over-25-percent-from-a-year-ago/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 17:07:42 +0000</pubDate>
		<dc:creator>Dennis Norman</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[mortgage delinquency]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4112</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-delinquences-increase-in-december-but-are-down-over-25-percent-from-a-year-ago/' addthis:title='Mortgage Delinquences Increase in December but are Down over 25 percent from a year ago'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>Mortgage delinquencies in December increased to 2.24 percent of all mortgages, a slight increase from the month before when delinquencies were at 2.22 percent but a decrease of over 25 percent from a year ago when the rate was 3.01 percent. The mortgage delinquency rate is something I pay close attention to because it is the "leading indicator" of foreclosures and foreclosures and REO's are one of the major hurdles to a recovery in the housing market. Declining delinquency rates are our first clue that the housing market is headed to a recovery. [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/market-information-news/mortgage-delinquency-rate-continues-to-fall-in-july/' rel='bookmark' title='Permanent Link: Mortgage delinquency rate continues to fall in July'>Mortgage delinquency rate continues to fall in July</a> <small>A report released this morning by Standard &amp; Poor’s and...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/mortgage-delinquencies-on-the-rise-but-down-significantly-from-a-year-ago/' rel='bookmark' title='Permanent Link: Mortgage delinquencies on the rise but down significantly from a year ago'>Mortgage delinquencies on the rise but down significantly from a year ago</a> <small>Mortgage delinquencies in September increased to 2.10 percent of all...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/home-sales-cool-off-in-january-down-almost-3-percent-from-december/' rel='bookmark' title='Permanent Link: Home sales cool off in January; down almost 3 percent from December'>Home sales cool off in January; down almost 3 percent from December</a> <small> Dennis Norman The National Association of REALTORS Pending Home...</small></li>
</ol>

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		</item>
		<item>
		<title>Mortgage interest rates fall to match all time low!</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-to-match-all-time-low/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-to-match-all-time-low/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 17:34:14 +0000</pubDate>
		<dc:creator>Dennis Norman</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4095</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-interest-rates-fall-to-match-all-time-low/' addthis:title='Mortgage interest rates fall to match all time low!'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>This morning, Freddie Mac released the results of it's Primary Mortgage Market Survey revealing that the interest rate on a 30-year fixed rate mortgage averaged 3.91 percent, matching the all-time low! Makes me want to go out and borrow some money! :) At this time last year, the interest rate on a 30-year fixed-rate mortgage averaged 4.77 percent.  [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/financing/mortgage-rates-finish-2011-near-historic-lows/' rel='bookmark' title='Permanent Link: Mortgage Rates Finish 2011 Near Historic Lows'>Mortgage Rates Finish 2011 Near Historic Lows</a> <small>Freddie Mac released the results of its Primary Mortgage Market...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/30-year-fixed-rate-mortgage-matches-all-time-record-low-at-3-94-percent/' rel='bookmark' title='Permanent Link: 30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent'>30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent</a> <small>This morning Freddie Mac released its Primary Mortgage Market Survey...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/interest-rates-on-30-year-fixed-rate-mortgage-fall-below-4-percent-first-time-in-history/' rel='bookmark' title='Permanent Link: Interest rates on 30-year fixed-rate mortgage fall below 4 percent; first time in history'>Interest rates on 30-year fixed-rate mortgage fall below 4 percent; first time in history</a> <small>This morning, Freddie Mac released the results of it's Primary...</small></li>
</ol>

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		</item>
		<item>
		<title>Mortgage Rate Update; Trends that will affect the housing market in 2012</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-rate-update-trends-that-will-affect-the-housing-market-in-2012/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-rate-update-trends-that-will-affect-the-housing-market-in-2012/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 21:02:36 +0000</pubDate>
		<dc:creator>Robert Fishel</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[National Association of Realtors]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4092</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-rate-update-trends-that-will-affect-the-housing-market-in-2012/' addthis:title='Mortgage Rate Update; Trends that will affect the housing market in 2012'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>The National Association of Realtors' research staff recently released its comprehensive annual report: Profile of Home Buyers and Sellers for 2011. Market researcher, Paul C. Bishop, Ph. D., Vice President and Jessica Lautz, Manager of Consumer Survey Research state that they've identified "trends that have not been seen in the last 10 years," which will affect the housing market as we enter 2012. [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/financing/mortgage-rate-updatethe-benefits-of-arms/' rel='bookmark' title='Permanent Link: Mortgage Rate Update;&nbsp;The Benefits of ARM&#8217;s'>Mortgage Rate Update;&nbsp;The Benefits of ARM&#8217;s</a> <small>Even though over the past few years, ARM’s (adjustable rate...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/mortgage-rate-updatefha-good-alternative-for-many-home-buyers/' rel='bookmark' title='Permanent Link: Mortgage Rate Update;&nbsp;FHA good alternative for many home buyers'>Mortgage Rate Update;&nbsp;FHA good alternative for many home buyers</a> <small>In this tighter credit environment, FHA remains to be a...</small></li>
<li><a href='http://realestateinvestordaily.com/financing/interest-rates-on-30-year-fixed-rate-mortgage-fall-below-4-percent-first-time-in-history/' rel='bookmark' title='Permanent Link: Interest rates on 30-year fixed-rate mortgage fall below 4 percent; first time in history'>Interest rates on 30-year fixed-rate mortgage fall below 4 percent; first time in history</a> <small>This morning, Freddie Mac released the results of it's Primary...</small></li>
</ol>

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		</item>
		<item>
		<title>Mortgage Rates Finish 2011 Near Historic Lows</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-rates-finish-2011-near-historic-lows/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-rates-finish-2011-near-historic-lows/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 17:04:22 +0000</pubDate>
		<dc:creator>Dennis Norman</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4083</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-rates-finish-2011-near-historic-lows/' addthis:title='Mortgage Rates Finish 2011 Near Historic Lows'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>Freddie Mac released the results of its Primary Mortgage Market Survey&#174; (PMMS), showing average fixed mortgage rates finishing the year near their all-time historic lows. Thirty-year fixed rate mortgages averaged 3.95 percent and have been at or below 4.0 percent for the past nine consecutive weeks keeping homebuyer affordability at a near all-time high. [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/financing/30-year-fixed-rate-mortgage-matches-all-time-record-low-at-3-94-percent/' rel='bookmark' title='Permanent Link: 30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent'>30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent</a> <small>This morning Freddie Mac released its Primary Mortgage Market Survey...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/home-purchase-mortgage-applications-decrease-interest-rates-on-the-rise-2/' rel='bookmark' title='Permanent Link: Home purchase mortgage applications decrease; interest rates on the rise'>Home purchase mortgage applications decrease; interest rates on the rise</a> <small> According to the Mortgage Bankers Association (MBA) weekly mortgage...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/home-purchase-and-refinance-mortgage-applications-jump-interest-rates-tick-up/' rel='bookmark' title='Permanent Link: Home purchase and refinance mortgage applications jump; interest rates tick up'>Home purchase and refinance mortgage applications jump; interest rates tick up</a> <small> According to the Mortgage Bankers Association (MBA) weekly mortgage...</small></li>
</ol>

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		</item>
		<item>
		<title>Credit Score FAQ&#8217;s</title>
		<link>http://realestateinvestordaily.com/financing/credit-score-faqs/</link>
		<comments>http://realestateinvestordaily.com/financing/credit-score-faqs/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 21:39:37 +0000</pubDate>
		<dc:creator>Robert Fishel</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[credit scores]]></category>

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		<description><![CDATA[<p></p> <p>An extraordinary 18 percent of Realtors have experienced contract failures in the last few months according to the National Association of Realtors (NAR). This is double the levels of a year earlier.  One of the top reasons that cause these contract cancellations is credit issues.  In many cases, understanding how the credit system works [...]


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<li><a href='http://realestateinvestordaily.com/financing/mortgage-rate-updatefha-good-alternative-for-many-home-buyers/' rel='bookmark' title='Permanent Link: Mortgage Rate Update;&nbsp;FHA good alternative for many home buyers'>Mortgage Rate Update;&nbsp;FHA good alternative for many home buyers</a> <small>In this tighter credit environment, FHA remains to be a...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/fha-203k-financing-helps-buyers-take-advantage-of-as-is-bargains/' rel='bookmark' title='Permanent Link: FHA 203(k) financing helps buyers take advantage of as is bargains'>FHA 203(k) financing helps buyers take advantage of as is bargains</a> <small> Most mortgage financing plans provide only permanent financing. That...</small></li>
</ol>

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		</item>
		<item>
		<title>30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent</title>
		<link>http://realestateinvestordaily.com/financing/30-year-fixed-rate-mortgage-matches-all-time-record-low-at-3-94-percent/</link>
		<comments>http://realestateinvestordaily.com/financing/30-year-fixed-rate-mortgage-matches-all-time-record-low-at-3-94-percent/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 16:17:54 +0000</pubDate>
		<dc:creator>Dennis Norman</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://realestateinvestordaily.com/?p=4046</guid>
		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/30-year-fixed-rate-mortgage-matches-all-time-record-low-at-3-94-percent/' addthis:title='30-Year Fixed-Rate Mortgage Matches All-Time Record Low at 3.94 Percent'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>This morning Freddie Mac released its Primary Mortgage Market Survey (PMMS) which showed average 30-year fixed-rate mortgages matched an all time record low of 3.94 percent, and there was an all-time record low rate for 15-year fixed rate mortgages. [...]


Related posts:<ol><li><a href='http://realestateinvestordaily.com/financing/interest-rates-on-30-year-fixed-rate-mortgage-fall-below-4-percent-first-time-in-history/' rel='bookmark' title='Permanent Link: Interest rates on 30-year fixed-rate mortgage fall below 4 percent; first time in history'>Interest rates on 30-year fixed-rate mortgage fall below 4 percent; first time in history</a> <small>This morning, Freddie Mac released the results of it's Primary...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/mortgage-loan-delinquency-hits-2-year-low-foreclose-rate-ties-highest-on-record/' rel='bookmark' title='Permanent Link: Mortgage loan delinquency hits 2 year low; foreclose rate ties highest on record'>Mortgage loan delinquency hits 2 year low; foreclose rate ties highest on record</a> <small>The Mortgage Bankers Association released the results of it&#8217;s National...</small></li>
<li><a href='http://realestateinvestordaily.com/market-information-news/home-purchase-mortgage-activity-increases-slightly-interest-rates-decline-to-lowest-rate-since-last-year/' rel='bookmark' title='Permanent Link: Home Purchase Mortgage Activity Increases Slightly; Interest rates decline to lowest rate since last year'>Home Purchase Mortgage Activity Increases Slightly; Interest rates decline to lowest rate since last year</a> <small> According to the Mortgage Bankers Association (MBA) weekly mortgage...</small></li>
</ol>

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		</item>
		<item>
		<title>Mortgage Rate Update;&#160;The Benefits of ARM&#8217;s</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-rate-updatethe-benefits-of-arms/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-rate-updatethe-benefits-of-arms/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 22:02:15 +0000</pubDate>
		<dc:creator>Robert Fishel</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

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		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-rate-updatethe-benefits-of-arms/' addthis:title='Mortgage Rate Update;&#160;The Benefits of ARM&#8217;s'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>Even though over the past few years, ARM’s (adjustable rate mortgages) have received somewhat of a “bad name”, there are truly benefits to them including: [...]


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		<title>Mortgage Rate Update;&#160;FHA good alternative for many home buyers</title>
		<link>http://realestateinvestordaily.com/financing/mortgage-rate-updatefha-good-alternative-for-many-home-buyers/</link>
		<comments>http://realestateinvestordaily.com/financing/mortgage-rate-updatefha-good-alternative-for-many-home-buyers/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 18:44:35 +0000</pubDate>
		<dc:creator>Robert Fishel</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Information & News]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Paramount Mortgage]]></category>

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		<description><![CDATA[<div class="addthis_toolbox addthis_default_style " addthis:url='http://realestateinvestordaily.com/financing/mortgage-rate-updatefha-good-alternative-for-many-home-buyers/' addthis:title='Mortgage Rate Update;&#160;FHA good alternative for many home buyers'  ><a class="addthis_button_facebook_like" fb:like:layout="button_count"></a><a class="addthis_button_tweet"></a><a class="addthis_counter addthis_pill_style"></a></div>In this tighter credit environment, FHA remains to be a great alternative for buyers with limited resources for a down payment and closing costs or past credit problems. Underwriting guidelines are more lenient than conventional guidelines.  [...]


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