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Loose lending standards in government-backed mortgages is setting up the next wave of defaults and sharp declines in housing prices.
Charles Hugh Smith, Of Two Minds Beneath the hype that housing has bottomed is an ugly little scenario: lending standards are still loose and the low-down payment, high-risk loans being guaranteed by government [...] By: James R. MacCrate, MAI, CRE, ASA In the current unstable real estate market, we hear reports from the National Association of Realtors and many economists that the real estate residential housing market is stabilizing. This is based on several factors including recent price increases in several metropolitan markets, an increase in pending contracts of [...] By: Dennis Norman Fix Housing First is a coalition that has been pushing Congress for a housing stimulus package that they feel would have a more significant, and longer-term, positive affect on the real estate market and economy than the current stimulus plan being considered by Congress. The coalition has identified falling home values as [...] |
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